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IFUNDERS LIMITED

TERMS & CONDITIONS

Welcome to IFUNDERS LIMITED (hereinafter referred to as "IFUNDERS," "we," "us," or "our"). We are committed to providing professional and exceptional business solutions to our clients. By accessing or using our website, mobile application, products, or services (collectively, the "Services"), you acknowledge that you have read, understood, and agreed to be bound by these Terms & Conditions. Any signing, stamping, or completion of payment by you in relation to our Services constitutes your absolute acknowledgment, clarity, understanding, and acceptance of all terms and conditions herein, and you shall be deemed to have accepted and agreed to comply with these Terms & Conditions.

1. Amendments and Changes to Terms

To align with business developments and continuously enhance our service quality, we reserve the right to modify, alter, supplement, or update these Terms & Conditions, service contents, fee structures, or membership benefits at any time. Such amendments shall become effective immediately upon being posted on our website or platform, serving as a unified notice to all users. It is your responsibility to review these Terms & Conditions periodically to safeguard your interests. Your continued use of our Services following any such revisions, or your failure to submit a written termination notice immediately, shall be deemed as your voluntary acceptance of and agreement to be bound by the latest amended Terms & Conditions.

2. Service Confirmation and Payment Processing Policy

  • 2.1 Payment and Allocation Confirmation: In consideration of the fact that upon receipt of payment, we immediately secure your service allocation, configure dedicated commercial resources, and initiate relevant administrative procedures, all products, services, subscription plans, membership fees, or event tickets sold by us are non-refundable, non-transferable, and non-exchangeable once purchased and payment is confirmed, as the relevant funds will have been committed to the designated service configuration. It is your responsibility to carefully verify product or service details prior to making payment. We reserve the right of final interpretation and decision regarding this policy.

 

  • 2.2 Automatic Renewal and Billing: For subscription-based or recurring Services, to ensure that your services are not interrupted, the Services will automatically renew unless you complete the cancellation procedures in accordance with our designated process at least fourteen (14) business days prior to the expiration of the current cycle. We shall be authorized, based on your initial billing authorization, to charge the next cycle's fees directly from your registered credit card or payment account, and such charges shall equally be governed by Section 2.1 above.

3. User Information, Utmost Good Faith, and Indemnity

  • 3.1 Duty of Utmost Good Faith: Successful commercial cooperation is built upon mutual trust. You explicitly agree and undertake that throughout the entire process of application, registration, use of our Services, or joint advancement of any project with us, you shall adhere to the principle of Utmost Good Faith (Uberrimae Fidei). You must ensure that all documents, data, financial information, or background profiles provided to us are true, accurate, complete, and free from any material omissions, misrepresentations, or deceptive elements.

  • 3.2 Account Security: If you register a member account with us, you are responsible for maintaining the confidentiality of your account password and related information. You shall assume full responsibility for all activities that occur under your account.

  • 3.3 Indemnification for Breach: If you fail to comply with the principle of Utmost Good Faith (including but not limited to providing false materials), breach any provision of these Terms & Conditions, or misuse the Services, resulting in any actual commercial loss, claim, or legal action against us, our employees, affiliates, or business partners, you agree to indemnify and hold us harmless against all corresponding legal liabilities and damages (including but not limited to actual commercial losses, reasonable attorneys' fees, and legal costs). Furthermore, we reserve the right to suspend the Services and handle relevant rights based on the actual circumstances.

4. Intellectual Property Rights

All content included in the Services (including but not limited to text, graphics, logos, images, button icons, and software) is the property of IFUNDERS LIMITED or its content suppliers and is protected by copyright and other intellectual property laws. Unauthorized reproduction or usage is strictly prohibited.

5. Service Basis and Reasonable Limitation of Liability

  • 5.1 Service Basis: While we endeavor to ensure the accuracy and stability of our Services, all services, information, content, and products provided by us are delivered on an "As Is" and "As Available" basis. We make no warranties of any kind, express or implied, regarding the timeliness, security, or complete alignment of the Services with your specific personal expectations.

  • 5.2 Commercial and Third-Party Risks: Any commercial decisions, modifications to your business, or changes in profits resulting from your reference to the commercial advice, market analysis, or information provided within our Services shall be evaluated and undertaken solely at your own commercial risk. Any links to third-party websites or services within our platform are independent of us, and we assume no liability for their content or security.

  • 5.3 Limitation of Liability: To the maximum extent permitted by applicable law, IFUNDERS LIMITED shall not be liable for any indirect, incidental, special, consequential, or exemplary damages arising out of or in connection with the use or inability to use the Services. Under no circumstances shall our cumulative aggregate legal liability to you exceed the total amount of fees actually paid by you to us for the specific service in dispute during the twelve (12) months immediately preceding such dispute.

6. Governing Law and Dispute Resolution

These Terms & Conditions shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region. Any dispute or divergence of opinion arising out of or in connection with this contract shall be submitted to the Hong Kong Arbitration Society for institutional arbitration, which shall be conducted and finally resolved in accordance with the rules of the Hong Kong Arbitration Society in force at the time of the arbitration. Both parties expect to resolve any disputes efficiently through this professional and objective arbitration mechanism.

7. Right of Final Decision and Acknowledgment

  • 7.1 Validity of Terms: Regardless of whether it is done electronically or physically, your signing, stamping of any contract, quotation, or document from us, or your payment of any funds to us (including but not limited to deposits or full payments), constitutes your definitive acknowledgment, clarity, understanding, acceptance, and awareness of the entire contents of the Terms & Conditions and Privacy Policy of IFUNDERS, and you shall be deemed to have accepted and agreed to comply with these Terms & Conditions.

  • 7.2 Right of Final Decision: In respect of all matters relating to these Terms & Conditions, the Privacy Policy, or any programs, events, promotional offers, membership eligibility, subscription services, product sales, or dispute resolutions organized by IFUNDERS LIMITED, IFUNDERS LIMITED reserves the right of final interpretation, amendment, and final decision. Any final decision made by us shall be legally binding, and you and all related parties shall not raise any objection thereto.

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PRIVACY POLICY

IFUNDERS LIMITED (hereinafter referred to as "IFUNDERS," "we," "us," or "our") highly values your privacy and is dedicated to ensuring that your personal data is kept strictly confidential. This Privacy Policy applies to all products and services provided by us and outlines how we collect, use, and disclose your personal data. We pledge to strictly comply with the requirements of the Personal Data (Privacy) Ordinance (Cap. 486) of Hong Kong ("Hong Kong Privacy Ordinance"). In adhering to these requirements, we will ensure that our staff maintain the most stringent standards of security and confidentiality.

1. Collection of Personal Data

  • 1.1 We value your privacy and have implemented practical measures to ensure that we do not collect more personal data from you than is directly necessary to provide our products and/or services, or to protect your legal rights.

  • 1.2 When you use our products and services or browse our website or mobile application, you may be requested to provide personal data under necessary circumstances, including but not limited to registering as a member, making purchases online or in-store, submitting feedback, or verifying your identity.

  • 1.3 We may request you to provide the following personal data, including but not limited to: salutation, name, gender, telephone number, email address, mailing address, date of birth, and nationality.

  • 1.4 You may choose whether to provide certain personal data voluntarily (which will be clearly indicated as "mandatory" at the time of collection). Should you fail to provide any personal data marked as "mandatory," or provide untrue or incomplete information, we may be unable to process your membership application or fulfill your related business requests, and we reserve the right to decline providing "IFUNDERS" products or services to you.

  • 1.5 All personal data will be collected on a voluntary, open, and fair basis.

  • 1.6 All collected data is primarily used internally to optimize our services.

2. Purposes of Collection of Personal Data

Data "IFUNDERS" will collect your personal data for the following designated purposes:

  • 2.1. Processing your membership application, and maintaining and managing your member account;

  • 2.2. Verifying and authenticating your identity;

  • 2.3. Providing sales services, rewards, or benefits under any programs or activities offered by "IFUNDERS" and/or third-party service providers engaged by us to assist in delivering services to you;

  • 2.4. Executing your instructions, responding to your inquiries, or providing you with high-quality customer service;

  • 2.5. Purposes related to establishing, maintaining, managing, and/or operating any membership or business programs;

  • 2.6. Conducting internal surveys, research, and statistical analysis to improve our products and services, as well as for marketing purposes;

  • 2.7. Subject to obtaining your consent, using your data for direct marketing purposes and notifying you of new products, offers, and other special promotions;

  • 2.8. Forming part of the customer database necessary for the operations of "IFUNDERS";

  • 2.9. Asserting our legal rights or those of our affiliates against you in any legal proceedings, or defending ourselves or our affiliates in any legal claims relating to you; and

  • 2.10. Complying with any legal, governmental, or regulatory disclosure or notification requirements binding upon "IFUNDERS" or other classes of data recipients in Hong Kong or other relevant jurisdictions.

3. User Information, Utmost Good Faith, and Indemnity

  • 3. Sharing, Disclosure, and Business-Related Transfer of Personal Data

  • 3.1 To deliver smoother services, you agree that we may disclose, transfer, or share and cross-reference your personal data (whether within or outside Hong Kong) with: third-party service providers engaged by us, our parent company, subsidiaries, affiliated companies, close business partners, and any third-party institutions with which our company believes there are business synergies. The purposes of such transfers include, but are not limited to, assisting us in optimizing services, managing customer databases, conducting big data market analysis, or communicating with customers regarding our products and services (where service providers may contact you regarding promotions, service follow-ups, ordering, product exchanges, and/or delivery matters) and securely disposing of your personal data.

  • 3.2 Where necessary, we may also disclose and transfer your personal data (whether within or outside Hong Kong) for the aforementioned purposes to our professional advisors, licensors, law enforcement agencies, insurance companies, government and regulatory bodies, and other lawful institutions. We may share aggregate data with third parties for various purposes (including marketing and advertising) under circumstances where your identity cannot be identified, and we may use such data to better understand your needs and to improve and tailor our products and services. Any personal data provided by you will be retained by us for any of the purposes described above and will be accessible by our employees, third-party service providers engaged by us, and the third parties mentioned above. You have the right to opt out of receiving marketing communications by checking the relevant opt-out box on the forms used to collect your personal data. You may also, at any time and free of charge, request us to cease using your personal data for marketing purposes by sending a written request to the address stated in Section 13.2. Any personal data provided to us and our affiliates will be retained by us and may be accessed by our authorized staff, any third-party service providers engaged by us, our affiliates, and the third parties mentioned above.

4. Accuracy of Data

"IFUNDERS" will take all practicable steps to ensure that the personal data collected is accurate. "IFUNDERS" welcomes you to provide accurate personal data when registering for our services and to notify us of any changes to your data for timely updates.

5. Access and Correction of Data

  • 5.1 You have the right to know:

  • 5.1.1. The Privacy Policy of "IFUNDERS";

  • 5.1.2. Whether "IFUNDERS" holds any of your personal data; and

  • 5.1.3. The categories of personal data held by "IFUNDERS".

  • 5.2 You may correct or modify your personal data at any time, including whether you wish to be contacted for direct marketing purposes, receive notifications regarding new products and services or member offers, or delete your online member account.

  • 5.3 If you have any questions regarding this Privacy Policy, or wish to access or correct your personal data, you may email admin@ifunders.com, or call our Customer Service Hotline at 3500 7241 during our office hours (Monday to Friday, 9:30 AM to 7:00 PM). Upon verifying the authenticity and validity of the access or correction request, "IFUNDERS" will endeavor to comply with and respond to the request within the statutory timeframe.

  • 5.4 In accordance with the Ordinance, we reserve the right to charge a reasonable fee to cover the administrative costs of processing any data access or correction requests.

6. Confidentiality and Interactive Data

6.1 We will adopt appropriate technical and organizational measures to protect the personal data you provide against accidental or unlawful destruction, loss, alteration, unauthorized disclosure, or access.

6.2 Apart from personal data, any questions, comments, suggestions, or information sent or posted by visitors to our website or any part of our website will be deemed voluntarily provided to us on a non-confidential and non-proprietary basis. We reserve the right to freely use, reproduce, disclose, transmit, publish, broadcast, and/or post such information elsewhere, including providing such data to any affiliates for purposes such as product and service development, manufacturing, marketing, and meeting customer needs.

6.3 To support marketing and business development, our company may from time to time send you marketing communications regarding promotions offered by our company or our partner merchants. Under no circumstances will our company disclose your identifiable personal information to any unrelated third party. If you do not wish to receive the latest product offers and service updates from our company or promotional offers from our partners, you can simply click the unsubscribe link within the email. You will be immediately removed from our email subscription list at no charge. Alternatively, you may notify our Customer Service Department via email at admin@ifunders.com with the subject line "UNSUBSCRIBE".

7. Retention of Personal Data

Unless explicitly required otherwise by applicable legal requirements, your personal data will be securely retained until the original purposes for which such data was collected have been fulfilled.

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8. Direct Marketing and Comprehensive Authorization

"IFUNDERS" may from time to time provide you with the latest information regarding our products, services, or membership programs. Your act of registration, signing, or making a payment constitutes your express consent for us to share your personal data with our group companies, parent company, subsidiaries, affiliates, or any business partners for direct marketing purposes. If you do not wish to receive promotional materials from "IFUNDERS" or its partners, you may cancel your subscription at any time by emailing admin@ifunders.com, or by calling our Customer Service Hotline at 3500 7241 during office hours (Monday to Friday, 9:30 AM to 7:00 PM). Prior to receiving your explicit opt-out request, to ensure you do not miss out on any entitlements, "IFUNDERS" will default to assuming that you are happy to receive such information. "IFUNDERS" may send marketing communications or invitations for market surveys to you via email, within your user account, upon your entry into this website, via online banner advertisements, posts, telephone, SMS, WhatsApp Messenger, and/or other instant messaging applications/software.

9. Security of Personal Data

9.1 We will use all reasonable endeavors to ensure that all personal data held by us is stored in a secure and safe place, accessible only by our affiliates, authorized employees, or authorized third-party service providers.

9.2 Given that any information system has objective technical limitations, and data transmission over the Internet cannot be absolutely secure, we will do our utmost to protect your data. However, we also remind you to remain mindful of your network environment's security when transmitting data over the Internet.

10. Amendments to this Statement

10.1 We reserve the right to adjust, update, or amend this Statement at any time. If we make material changes to the methods by which we use your personal data, we will post a notice on the member website to notify you of the amendments. You agree that such posting shall constitute sufficient and adequate notice.

10.2 Your continued use of our products or services after such amendments shall signify your acceptance of and agreement to be bound by the amended Statement.

11. Web Links

This website or mobile application may contain hyperlinks to other websites and pages operated by third parties. We possess no control over the content of such linked websites or the manner in which the operators of those websites handle your personal data. You should review the privacy policies of those third-party websites to understand how they utilize your personal data.

12. Application of Cookies Files

We may use 'cookies' files on this website to:

  • Make security measures more stringent;

  • Enable online customers to continue browsing;

  • Provide customers with a personalized website experience;

  • Build profiles of online customers or visitors. Cookies are data stored on your hard drive regarding your preferences on our website, helping to adjust the website for your future visits. If you wish to prohibit the use of cookies, you may adjust the settings on your Internet browser. However, disabling cookies may prevent you from browsing certain portions of our website.

13. Right to Access or Correct Personal Data

13.1 In accordance with the Hong Kong Privacy Ordinance, you have the right to request access to and correction of the personal data we hold about you.

13.2 If you have any inquiries regarding this Privacy Policy, or wish to access or correct the personal data we hold about you, you may send your request via email to: admin@ifunders.com.

© 2026 ifunders SME Incubator

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